Our Team

RSSA is a group of highly motivated people with a passion for working in rural finance. We share a common goal of providing dignified financial services to excluded migrant communities and enable their economic well- being. 

Ajay Kumar Sharma

Chief Executive Officer

Ajay leads strategy, innovation, fund raising, research and operational excellence at Shram Sarathi. He has over 11 years of experience in management consulting, business analytics, change management & digital transformation across USA, India, Costa Rica. Ajay has worked with McKinsey in the past and is an alumnus of IIT (BHU), Varanasi and Narsee Monjee (NMIMS). He can be reached at -  ajay.sharma@shramsarathi.org, LinkedIn

Copyright 2023. Rajasthan Shram Sarathi Association. All Rights Reserved.

Manish Kumar Tiwari

General Manager (Accounts & Finance)

Manish is spearheading the accounts and finance team of Shram Sarathi. He has over 14 years of experience in accounts & finance ranging across manufacturing, telecom and development sector. Manish is a cost accountant by profession and holds BCom from Ranchi University. He can be reached at manish.tiwari@shramsarathi.org, LinkedIn

Rajmal Kulmi

Manager (Financial Inclusion)

​Rajmal looks after pilot products and financial literacy programs at Shram Sarathi. He has over 11 years of experience in livelihoods promotion, tribal development, labour & migration. He is an alumnus of the Udaipur School of Social Work. He can be reached at ​rajmal.kulmi@shramsarathi.org, LinkedIn

Rupal Kulkarni

Mentor & Advisor

Rupal works with Shram Sarathi management in advisory role and provides  mentorship support to the research and operations team. She has over 14 years of development experience in India and Ghana and has studied at London School of Economics and University of Mumbai. She is also part of a distinguished cohort of social entrepreneurs at the INSEAD Social Entrepreneurship Programme. She can be reached at - rupal@shramsarathi.org, LinkedIn

Vishnu Bunkar

Manager (Salumbar region)

Vishnu has over 14 years of experience in Financial Inclusion and operations. He leads the Bhabarana branch. His major area of focus is developing financial inclusion in the operational areas, community mobilization and customer relationship management. He is an alumnus of Mohanlal Sukhadia University having masters in sociology. He can be reached at vishnu.bunkar@shramsarathi.org, LinkedIn

Neha Pandey

Research & Communications Manager 

Neha handles research and communication at Shram Sarathi. She has a master's in Philosophy from Delhi University and a master's in Public Policy from National Law School of India University. She can be reached at neha.pandey@shramsarathi.org, LinkedIn

Our rest of the team, spread across 3 branches in the remotest areas of Southern Rajasthan, are the backbone of our work. They are our core strength and foundational support, building strong relationships with the communities we serve, identifying their unique needs, and providing the support they need to overcome challenges. Their commitment, dedication, and expertise make it possible for us to deliver effective programs and services to those who need them most. Despite working in some of the most challenging and remote areas of Southern Rajasthan, our field team's hard work and tireless efforts inspire us every day.

Kishan Gurjar

Manager (Gogunda & Kherwara region)

In his position as Branch Service Manager at Shram Sarathi, Kishan analyses the community's needs in order to deploy various products in the region and making it inclusive in addition to managing the branch team and scaling up Shram Sarathi’s presence in the community. He has over 9 years of experience in Shram Sarathi. He can be reached at kishan.gurjar@shramsarathi.org, LinkedIn